Financial & Tax Planning
Understand your tax obligations, maximize your benefits under the Beckham Law, and set up your banking before you arrive.
Tax Residency at a Glance
Three tax regimes, three very different outcomes. Know which applies to you.
| Status | Tax Rule | Key Benefit | Tax Rate |
|---|---|---|---|
| Non-Resident | Taxed only on Spanish income | Lower reporting burden | 24% flat (EU/EEA) |
| Tax Resident | Taxed on worldwide income | Access to standard deductions | 19%–47% progressive |
| Beckham Law | Flat rate on Spanish income | Significant savings for high earners | 24% flat (up to €600k) |
Detailed Guides
Deep-dive into every aspect of financial planning for your move.
Tax Residency in Spain
Complete comparison of Spain's tax regimes for expats. Understand non-resident taxation, full tax residency, and the Beckham Law flat-rate option.
Wealth Tax & Modelo 720
Understanding Spain's wealth tax thresholds and the Modelo 720 foreign asset declaration. What you need to report and penalties for non-compliance.
Opening a Bank Account in Spain
How to open a bank account in Spain as an expat. Compare N26, Revolut, BBVA, Sabadell, and other options. What you need and what to expect.
Calculate Your Tax Savings
Use our Relocation Calculator to estimate which tax regime works best for your income and situation.
Try the Calculator